“Chains of habit are too light to be felt until they are too heavy to be broken.” -Warren Buffett

Mortgage free in our 30s!

We finished 2020 with a huge moment for our family and it passed without any fanfare.  We paid off and discharged our mortgage!  It's unreal to think about the fact that we now officially have zero debt.  

Often our zero debt declaration has been accompanied by, "except our mortgage" which is seen as "good" debt and almost inevitable if you want to pursue home ownership.  But now, it's just full stop.  Zero debt.