“Chains of habit are too light to be felt until they are too heavy to be broken.” -Warren Buffett

Paying Off Your Mortgage


Artist Kathie Wright's watercolor rendering of our home
There are so many options out there from traditional mortgages to home equity lines of credit! It can be difficult to know what's best for you. Shopping around can make a huge difference in how quickly you are able to pay

Welcome to Own It Debt Free

Where our journey began! Our wedding in May 2006
Wow! Believe it or not this site has been a dream of ours in the works for about 7 years, and in the brainstorming stage even before that! Along the way we have started drafting content, but the timing was never quite right to
launch, between health issues,