
Often our zero debt declaration has been accompanied by, "except our mortgage" which is seen as "good" debt and almost inevitable if you want to pursue home ownership. But now, it's just full stop. Zero debt.
Often our zero debt declaration has been accompanied by, "except our mortgage" which is seen as "good" debt and almost inevitable if you want to pursue home ownership. But now, it's just full stop. Zero debt.
We are generally pretty open about most subjects with our kids, and have tried many approaches including chore charts, weekly allowances, and so on. I shared a bit about our favourite app to help with this earlier on and how that simplified chores, spending money and teaching to save.
We made some major changes as a family. In October, Justin left his 15-year career in favour of owning a small business, Molten Creations Inc.. This has been a dream of his since before I knew him! We also celebrated ending 2020 with discharging our mortgage!! I can hardly believe, still in our 30s, hubby owning his own small business and me continuing on part time have been able to discharge our mortgage.